Technology was made to help ease most of our day to day activities and even if there exist a number of cons to using it, it’s very important to appreciate the good that has come with it.
A Mobile wallet can be easily defined as; apps or functions that have payment functionalities. Most wallets right now incorporate mobile money and online payments such as credit/ debit cards.
For example; in Uganda, you can pay for your bills using Mobile money and transfer funds off of your bank account to your mobile without leaving your couch.
So why do you need a mobile wallet during your travels?
What is Distance
Not every place you travel to is going to be a big city and yet every destination necessitates you to spend a certain amount of money at some point. Meaning you will have to carry money on you all the time, but with mobile wallets you money woes can be easily fixed by a click on an app and everything will be back to smooth sailing as you enjoy your vacation with no worries.
Bulky Cash Problems
Traveling can become hectic especially when you are carrying huge sums of money that you have to declare to the authorities as to avoid suspicion and legal woes. You want to spend the money but carrying it is an issue yet you can easily access all your finances with a few apps on your phone or maybe send it via mobile money which easily sorts everything out without having to be stopped for carrying huge sums of money.
Sometimes even banks have internal glitches that affect their ATM systems and this means that you will not be able to access your accounts for a certain amount of time yet, what you want to do does not need to wait that long. Your mobile wallet gives you access to all your funds at all times including late hours when the banks are closed but you need to make transactions.
Payments Made Easy
It goes without saying that no one wants to line up in a bank every month to make payments for the necessary bills, hotel payments, flight booking and several others anymore. Having a mobile wallet enables you to easily complete all your pending payments without going to a bank or customer care centre especially when you are very far from home.
Loans and Savings
In Uganda recently, MTN Uganda a leading telecom in the country started a new service that enables its customers get mobile money loans easily as long as they are registered. As an avid traveler, there are situations where you will find yourself of a quick loan especially when you are a little far to collect the necessary documents. Having such a services eases your mind especially when you have taken some much needed time off. As well as borrow loan from your mobile wallet you can use it save money on the side for more of your upcoming adventure.
There are so many banks that are embracing after services for their online customer, this means that even when you are not near their customer care centre; you can still reach out for assistance on their social media or chat with their service assistants on their websites for further help.
Evelyn Masaba is the Public Relations Manager at Jumia Travel Uganda an online hotel booking service with offices in Kampala (Uganda) Lagos (Nigeria), Nairobi (Kenya) and Dakar (Senegal)