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Housing Finance Bank partners with Oracle, JMR to accelerate Core Banking led digital transformation and deliver stellar customer experience

Housing Finance Bank partners with Oracle, JMR to accelerate Core Banking led digital transformation and deliver stellar customer experience

Housing Finance Bank, a fully-fledged commercial bank in Uganda will deploy the Oracle Banking suite, leveraging next-generation banking technology to enhance digital core capabilities and deliver convenient service to customers. Drawing on JMR’s expertise in the Oracle banking suite and industry-leading Oracle FLEXCUBE technology, the Bank plans to accelerate digital initiatives, deliver new customer solutions to the market faster, and achieve an overall improvement in service delivery.

“Speed of service is critical to us,” said Michael K Mugabi, Housing Finance Bank’s Managing Director. “The Oracle Banking suite with its microservices, API-ready platform, and short implementation time, fit perfectly into our technology roadmap and growth strategy. This new platform integrated with multiple existing systems will offer a full stack of banking capabilities that will help Housing Finance Bank enhance the Customer experience, drive performance improvement, and grow the Bank’s overall Business.”

Housing Finance Bank will be implementing Oracle Banking Payments, Oracle FLEXCUBE, and Oracle Banking APIs from the Oracle Banking suite along with an Enterprise Service Bus Middleware. JMR Infotech will be the prime integrator working with the Bank to implement the new platform including the migration of apps, offerings and customers from the current system.

With this transformation, Housing Finance Bank will be able to scale quickly and offer personalized services and also process transactions more judiciously.

Oracle Banking is a suite of financial services applications that enable banks to offer a complete set of digital banking services to customers. The suite includes the digital core and applications for retail and corporate banking, real-time payments, and digital experience. Built on microservices architecture with 3000-plus open banking REST APIs, the suite makes it easy for innovators like Housing Finance Bank to “plug in” additional Oracle and third-party services when they need them. It also provides a scalable, cloud-native environment for growth.

“With its eyes firmly planted on the future of customer service and innovation, Housing Finance Bank’s planned implementation of our Oracle FLEXCUBE technology will put them in a position to pull ahead in the competitive Ugandan market,” said Jason Maingi, Banking Sales Director, Oracle Financial Services.

“Big congratulations to the team, I am sure that together we will be able to put justice to the selection and work closely with the project teams to ensure we deliver on time as well as see significant improvements.”- Amitava Sanyal, Vice President – Head Middle-East & Africa JMR Infotech.

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Lawyer Ssemakadde sues gov’t to EACJ challenging the Computer Misuse Act

Counsel Ssemakadde

Lawyer Isaac Ssemakadde has sued the government of Uganda in the East African Court of Justice seeking to get the recently passed Computer Misuse (Amendment) Act nullified.

Through Democracy and human rights watchdog Legal Brains Trust which he heads, Ssemakadde filed a petition on Monday, October 17 in the First Instance Division of the Arusha-based East African Court of Justice, a petition that pits the aggressive watchdog against the Attorney General of Uganda, who has since been summoned to file the government’s response within 45 days without fail.

Legal Brains Trust accuses government of violating its duties under Article 9 of the African Charter on Human and Peoples’ Rights, Article 19 of the International Covenant on Civil and Political Rights, and Articles 29(1)(a) and 43 of the Constitution of Uganda, which set a high standard for democracy and freedom of expression in the region, and thereby failing to abide by the principles of good governance enshrined in Articles 6(d) and 7(2) of the East African Community Treaty.

Regarding good governance, Legal Brains Trust asserts this about the amended law: “It is a defectively processed blunt instrument that disproportionately restricts freedom of expression online on vague, overly broad and unfounded pretexts, and will immediately be weaponized by the Ugandan authorities to silence dissent and prevent people from speaking out against bad governance.”

Legal Brains Trust wants the East African Court of Justice to make a declaration that all the provisions of Uganda’s Computer Misuse (Amendment) Act, 2022 as recently passed are an infringement of the principles of good governance enshrined in Articles 6(d) and 7(2) of the East African Community Treaty, and hence invalid.

The democracy and human rights watchdog also wants the court to issue an order directing the government of Uganda to cease and desist from implementing any part of the contested law, order that Uganda amends its law to reflect the findings of the Court and report back to the Court within 60 days or any time as the court may determine. The petitioner also wants to be awarded costs of the suit.

Commenting on this development, Advocate Isaac Ssemakadde, the executive director of Legal Brains Trust said; “this matter is too important to be left to the biased, lethargic and emasculated local judiciary.

“At their 23rd annual conference in February this year, the senior judges and justices of Uganda passed an anti-democratic resolution literally urging the government to conduct further surveillance and repression of critical voices on the Internet.

“Ugandan security and intelligence operators, prosecutors, magistrates and even High Court judges routinely violate the freedom of internet users with impunity, and the Constitutional Court has abdicated its human rights protection mandate by unreasonably failing to determine a dozen petitions challenging draconian provisions in the pre-existing computer misuse law since its commencement in 2011. Clearly, maize cannot expect justice in a court composed of chickens.”

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Kampala registers second Ebola case

Health workers

A second case of the Ebola virus disease has been registered in the capital Kampala. The case was confirmed at Kitebi Health Centre today.

The case has been identified as a lady, who is the wife to the gentleman who passed on at Kiruddu hospital on October 7th.

The two escaped from Mubende Hospital Isolation Unit. The lady and the premature baby are undergoing treatment at Entebbe hospital.

However, Health Minister Jane Ruth Aceng stressed that Kampala was still considered Ebola-free because the woman, and her husband, were exposed to the virus in Mubende.

“I want to state very clearly that this does not mean Kampala has Ebola,” Aceng said.

Since the outbreak on September 20, the number of lab-confirmed cases is over 60, with 24 deaths and 20 other probable Ebola-related deaths reported by the Ministry of Health.

President Yoweri Museveni over the weekend announced a 21-day lockdown for two of the affected outbreak districts, Mubende, as well as neighboring Kassanda district.

Ebola is spread through bodily fluids, with common symptoms being fever, vomiting, bleeding and diarrhoea.

The strain circulating in Uganda is known as the Sudan Ebola virus, for which there is currently no vaccine.

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Church of Uganda Diocesan Household officers advised to build good relations with Gov’t

Dr Sam Mugasi, the Executive Director of National Agriculture Advisory Services (NAADS)

Church of Uganda’s Diocesan Household and Community Transformation (HCT) Officers have been advised to build good relations with the government and ensure the Church takes a center stage in the development agenda of the nation.

While opening a two days Diocesan HCT Officers workshop at Lweza Training and Conference Centre today morning, Dr Sam Mugasi, the Executive Director of National Agriculture Advisory Services (NAADS), implored the officers to identify key areas where they can partner with the government to transform communities.

“Government has several opportunities and projects where you can partner to achieve the development agenda of the Church. It calls for building good relations, accountability, transparency and proper planning.” Dr. Mugasi said.

He called for proper land valuable land use to establish projects aimed at strengthening the self-sustainability of their Dioceses.

“Church of Uganda is the biggest landlord in Uganda. You must plan very well to ensure this land is put into meaningful use. When you leave the land idle, it becomes susceptible to land grabbers. It also makes you miss out on government interventions especially in agriculture.” Dr. Mugasi advised.

The Archbishop of the Church of Uganda, The Most Rev Dr. Stephen Samuel Kaziimba Mugalu in a speech read for him by Mr. Balaam Muheebwa the Acting Provincial Secretary commended the Officers for their selfless efforts towards the development of the Church.

“I thank God for all of you and for the great assignment he has put on your shoulders. The HCT Directorate’s responsibility of Socio-economic Transformation of Households and communities is a huge role that requires 3 Hs; commitment of the Heart, transformation of the mind (Head) and working hard and diligently with your Hands to fulfill this mandate.” Archbishop Kaziimba said.

He added, “We need to see the Church transforming thousands of households across the province, facilitated to realize and harness their potential for sustainable development. We need to promote and ensure sustainable utilization, development and effective management of natural resources for socio-economic development in the diocese.”

He charged them to develop policies on natural resources, food security, income, and disaster risk management and to demonstrate equity for all in their work by expressing the love of God towards humanity in their day-to-day activities.

According to Rev. Andrew Agaba, the Director of Household and Community Transformation, the workshop is aimed at orienting the participants on Church of Uganda Vision 2025, HCT strategic plan 2018-2023 and its focus area.

He also said that the workshop is to enhance the capacity of Diocesan HCT Officers/ Coordinators on resource mobilization and proposal writing and to develop mechanisms of strengthening coordination between HCT Directorate at the Provincial level and Diocesan level.

Ms. Irene Anena, the Program Officer for Gender and Social Justice said that she the workshop will enhance the participants’ skills on how to engage communities in the holistic social economic transformation of their communities and participate in the mobilization of men, women and youth as key agents in achieving the sustainable the development of their communities.” Ms. Anena said.

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Museveni to meet French President over DR Congo peace issues

Museveni meets Jules-Armand Aniambossou

President Yoweri Museveni is set to invite his French counterpart H.E Emmanuel Jean-Michel Frédéric Macron for an official visit to Uganda next year (2023) when the country is celebrating the NRM Liberation Day, observed on January 26th each year.

 “I’m going to write to H.E Macron and invite him here to discuss African and World issues, including Europe,” H.E Museveni said, adding that “Europe has nothing to lose if they work well with Africa”.

The President said this while meeting the outgoing French ambassador to Uganda H.E Jules-Armand Aniambossou who called on him at State house Entebbe.

Mr. Aniambossou informed the President about his three-year diplomatic tour of duty to Uganda that has come to an end and lauded the cordial relations that exist between the two countries of Uganda and France.

“During the time I have spent here, I discovered Uganda is a very beautiful country. I consider myself somehow like Ugandan and will leave the country as an ambassador. We have done well on our bilateral relations,” he said.

Mr. Aniambossou is now headed to Ghana where he will serve his next 3 years as an ambassador of France in the west African country.

The outgoing French Ambassador also informed Museveni about the efforts by France to bring peace in Eastern Congo. He said this was top on agenda during the meeting H.E Emmanuel Jean-Michel Frédéric Macron the President of France held in Paris, the French Capital with the two Presidents H.E Paul Kagame of Rwanda and H.E Félix Antoine Tshisekedi Tshilombo of the Democratic Republic of Congo.

Mr. Aniambossou however said a sustainable solution to lasting peace in Eastern Congo cannot be achieved without the involvement of Uganda which has a wealth of experience in solving conflicts in the region.

“We know that we cannot find a sustainable solution without Uganda. We also need to get your advice about the Nairobi process,” he added.

President Museveni said he will have to discuss this with President Macron who seems committed to the peace process in Eastern DRC.

“I would really like to sit down with Mr. Macron and we talk strategically. Europe has nothing to lose if they work well with Africa,” Museveni said.

President Museveni noted that the availability of borders has helped Africa to maintain peace between countries and if anyone wanted to alter them, they should do it peacefully. He asked the Western world to support the East African approach of solving conflicts.

“The East African approach is a good one because it brings in more eyes, brings more transparency, and isolates the troublemakers. The western countries should support this”, H.E Museveni said, adding that “When President Macron comes here, we shall discuss further.”

According to President Museveni, the problem in Eastern Congo is ideological, not knowing the relationship between peace and wealth creation.

The outgoing French Ambassador commended Uganda’s vibrant arts, culture, and creative industry saying the government should put more effort in discovering and supporting talent in Uganda which has the potential in fighting unemployment.

“Maybe In about 10 years from now, the creative industry will create more money than oil, People will not have to look for jobs,” H.E Aniambossou said. He added that the Uganda government should also consider having a minister for arts and culture.

H.E Museveni agreed to the idea saying whereas Uganda is celebrating 60 years of independence, it is only 36 years of peace under the NRM government where the arts and creative industry has registered some achievements.

“When we came in 1986, it is true we concentrated on other areas of the economy like agriculture, infrastructure and others but now because of the peace, this new group of young people, the artists are now coming up,” the President added.

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IRC calls for protection of women and girls in response to Ebola Outbreak

Health partners visiting Ebola-affected areas

As Ebola cases and related deaths continue to rise and with the Ugandan president recently issuing strict directives including a curfew and movement restrictions in the high-risk districts, the International Rescue Committee (IRC) is calling for the protection of women and girls throughout the response. Currently, up to 60 cases, 23 confirmed deaths and 20 probable Ebola-related deaths have been reported.

Several organizations including the IRC have launched interventions in response to the outbreak in collaboration with the Ministry of Health. Evidence from several studies including a rapid assessment conducted by the IRC in North Kivu region, DRC, during the Ebola outbreak in 2018 showed that as primary caretakers of the sick and elderly, women were more exposed to the disease. This results in more than half of Ebola infections occurring among women.

Furthermore, due to the increased use of water for handwashing and other prevention activities, women and girls who in many instances face the burden of fetching water was more frequently traveling long distances to collect water where they may be at increased risk of sexual violence and harassment.

Elijah Okeyo, IRC Uganda Country Director said, “Even without an outbreak or crisis, women and girls are invariably vulnerable to physical, emotional, and sexual harassment or violence. This is because of the ingrained pre-existing gender norms, practices and inequalities in families and communities. This Ebola outbreak will inevitably exacerbate the negative effects of these inequalities. This was seen during the 2014 — 2016 outbreak in West Africa where women and girls were disproportionately affected, leading to both an increase in sexual and domestic violence. The IRC has for a long time delivered women and girls-centered programs during crises across all our areas of operation. We will continue to do so during this Ebola outbreak in collaboration with the Uganda Ministry of Health by delivering integrated health programs providing both direct health services and Gender Based Violence (GBV) related services. This comprehensive package of services will be provided at all the 34 IRC-supported health facilities and further GBV-specific services will be available at the 26 IRC women support centers in the six refugee settlements we serve.

“The IRC will also work with community structures such as the Village Health Teams (VHTs) and through IRC protection and response officers to extend services to hard-to-reach areas and households with limited access to health centers or women support centers. These too will provide GBV response services and identify at-risk women and girls for further support.”

The IRC has extensive experience in Ebola virus infection prevention and control activities. IRC responded to the 2019 outbreak in Uganda as well as several outbreaks since 2018 in the Democratic Republic of Congo. The IRC works on women’s and girls’ protection and integrates Ebola-related protection concerns in areas where the IRC supports primary health care services. The IRC also worked to contain the 2014-2016 West Africa outbreak in Liberia and Sierra Leone.

The IRC began programming in 1998 in northern Uganda in response to mass displacement wrought by the Lord’s Resistance Army. Since then, the IRC has expanded to provide critical services for refugees and vulnerable Ugandans throughout the country. The IRC started supporting refugees and vulnerable individuals in Kampala in 2012. As of 2019, the IRC entered the Tooro region to support refugees while also providing epidemic preparedness and response services throughout the region. In addition to emergency support, the IRC also invests in long-term stability for refugees and Ugandans through programs like immunization, family planning, legal services, women’s empowerment, education, and livelihoods. More recently, IRC has been involved in supporting Afghan evacuees in Uganda.

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Schrinzi names Sand Cranes squad for 2022 Beach Soccer Afcon

Angelo Schrinzi, Sand Cranes Head Coach.

Uganda Beach Soccer National Team Head Coach Angelo Schrinzi has named the final squad that will feature at 2022 Beach Soccer Africa Cup of Nations.

The coach confirmed a final list, comprised of 12 players on Tuesday morning.

The team that played at the recently concluded Beach Soccer COSAFA Championship in South Africa has largely been maintained.

The squad named has two goalkeepers, five defenders and five forwards.

The team will depart on Tuesday night for Maputo, Mozambique where the tournament will be played from 21st to 28th October.

The Sand Cranes are in Group B alongside depending Champions Senegal, Madagascar and Egypt. This is the second time Uganda is qualifying for the final tournament.

In the last edition, Uganda went all the way to the semifinals before getting eliminated by eventual winners Senegal.

Final Squad

Goalkeepers: Samson Kirya (Buganda Royal BSC), Meddie Kibirige (St. Lawrence BSC)

Defenders: Jonathan Kikonyogo (St. Lawrence BSC), Allan Katwe (St. Lawrence BSC), Ashraf Opuuli (Mutoola BSC), Paul Lule (Buganda Royal BSC), Joshua Lubwama Letti (St. Lawrence BSC)

Forwards: Baker Lukooya (St. Lawrence BSC), Ambrose Kigozi (Buganda Royal BSC), Godfrey Lwesibawa (Buganda Royal BSC), Brian Nkuubi (St. Lawrence BSC), Isma Kawawulo (MUBS BSC)

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Link Bus impounded for violating Ebola SOPs

Police have impounded Link Bus Reg. number UBE 535H at Kigarama Stage,Myanzi Subcountu Kassanda District.

According to ASP Kawala Racheal, the PRO for Wamala Region, preliminary facts indicate on 17th October 2022 at about 0600, Link bus left Bundibugyo District with 58 passengers for Kampala, while on the way, the bus driver stopped the Bus at Kigarama Stage, Kigarama parish Myanzi subcounty Kassanda District and picked two passengers contrary to the guidelines issued by ministry of health against the fight of ebola.

The passengers were later identified as bus Inspectors one Mwesigwa Nelson together with his colleague Opio Samuel attached to Hopper Bus that wanted a short distance lift to mityana town.

“The bus was intercepted by our officers that were patrolling the highway,” ASP Kawala said.

She added that there are three suspects in custody and relevant statements have been recorded. The bus is currently parked at Myanzi police.

Mubende and Kassanda Districts entered a 21 day lockdown to help curb the spread of Ebola in their respective districts and around the country.

In the last two days, a total of 222 boda boda motorcycles and 5 motor vehicles were impounded for flouting the curfew provisions. In addition, 5 suspects were arrested for violating the health protocols. A total of 7 seasonal markets were closed.

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Activists petition Court challenging Computer Misuse Act

Activists' lawyer Peter Arinaitwe speaking to journalists

A group of 13 activists have petitioned the Constitutional Court challenging the recently signed Computer Misuse Act 2022. The petitioners include Alternative Digital Limited, Norman Tumuhimbise, Mukiibi Jerimiah among others.

On 9 September 2022, Uganda’s parliament passed the Computer Misuse (Amendment) Bill 2022 to amend six sections of the already repressive Computer Misuse Act, of 2011.

Last week, President Yoweri Museveni signed the Computer Misuse bill into Law. The Act Among others prohibits the sharing of any information relating to a child without authorization from a parent or guardian; prohibits the sending or sharing of information that promotes hate speech; provides for the prohibition of sending or sharing false, malicious and unsolicited information.

 Through their lawyer Peter Arinaitwe, the group claims the entire act should be annulled since it trumps upon basic human rights like freedom of speech and its enactment is likely to promote dictatorship in the country.

“The contentious issues we find in this law is that it is vague and ambiguous. For example anyone who receives or shares unsolicited information commits an offense,” Arinaitwe said.

The petitioners said that this act is premised on existing other laws such as the Computer Misuse Act, Data Protection Act and others. We believe that those laws are sufficient enough to provide the safeguards which the state would like to protect. There are several cases which have been prosecuted pursuant to that law.

“We find criminalization of sharing, taking video clips, transmitting infringes on people’s right to freedom of expression,” they said.

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Ugandans urged to ‘Invest On The Go’ with Housing Finance Bank securities online portal

HFB-online-portal launch

Ugandans have been called upon to invest in Treasury Bills and Bonds through the Housing Finance Bank securities portal.

On Tuesday 27th September 2022, Housing Finance Bank officially launched its Securities Portal at Mestil Hotel and Residences. The online portal, which is housed on the Bank’s website, allows customers to buy Treasury Bills and Bonds from anywhere, at any time.

Treasury Bills and Bonds, also known as Government securities, are debt instruments issued by the Government through the Bank of Uganda when borrowing from the public. The investor (you) is essentially lending money to the government for a period of time and expects to be paid back the principal amount, as well as the interest earned for the period of investment. There are different types of government securities but the most common are the Treasury Bills and Bonds.

Treasury Bills are short-term financial instruments with a maximum investment period of one year. They are issued with maturities of 91days (3 months), 182 days (6 months), and 364 days (1 year). Treasury bonds on the other hand are long-term financial instruments for an investment of more than one year and are issued with maturities of 2 years, 3 years, 5 years, 10 years, and 15 years.

Treasury Bills and Bonds are risk-free, predictable, have no value loss, and are good for individuals looking to make long-term savings. They are also a good way for one to diversify their investments and generate a steady stream of income through periodic interest payments.

The Housing Finance Bank Securities Portal is the first of its kind in Uganda. It eliminates the old way of purchasing Treasury Bills and Bonds, through brokers, and places the power to invest at will in the user’s palms regardless of where they are in the world. Whether you are in Kampala, Mbale, USA, UK, China, or Australia, you can visit the portal and buy government securities.

To get started, you need a Central Securities Depository (CSD) account, which you can now conveniently open through the HFB Securities Portal and have your account ready in just an hour. With your CSD account in hand, you can then proceed to purchase a Treasury Bill or Bond. Simply visit the Bank’s website, go to Treasury, and choose the option you want; either CSD account opening or purchase of Treasury Bills or Bonds, fill in your details, and enter the amount you wish to invest, and your purchase will be complete in just an hour.

For as low as Shs 100,000, you can start investing in your future with Housing Finance Bank through the portal tsa.housingfinance.co.ug/ to Invest On The Go.

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